Being a homeowner comes with a long list of tasks and responsibilities. There are some tasks that are fairly easy to get the hang of, there are certain household concerns, such as filing a roofing insurance claim, that can be difficult to navigate, even for long-time residential property owners. Fortunately, there are ways to make this process easier to deal with.
In this article, trusted roofer Pritchett Bros Inc. walks you through the basics of filing a roof insurance claim.
A Step-by-Step Guide
The first (and possibly the most important) thing to remember is to remain calm. Once you’ve seen the roofing damage, quickly take pictures of the affected area first before moving anything. Make sure to document every piece of information and proof of the roofing damage. You can move furniture pieces and other valuables away from the affected area immediately after gathering photographic evidence.
After gathering all the pertinent information, paperwork, and evidence of the roofing damage, the next step would be to get in touch with your insurance company. From there, the company will give you a reference number and schedule an inspection conducted by their agent or adjuster. Keep in mind that insurance companies handle claims according to urgency, so the waiting time will depend on the severity of the damage.
While waiting for the adjuster, you can contact nearby roofers and ask for their estimates. There are even roofing contractors that can help you navigate the insurance claim process better. Having a professional inspect your roof before the adjuster comes can help you confirm whether the damage is indeed eligible for a claim or otherwise. In any case, be wary of unscrupulous roofing contractors that will offer to repair your roof before the insurance company gets to inspect it.
Pritchett Bros Inc. caters to a wide range of roofing needs, including insurance claims. Call us today at (812) 275-3185 and let us help you have a stress-free insurance claims process. We serve several locations in Indiana, including Bloomington, IN.
